http://needgap.com Find your customers by the problem you are solving for them. Thu, 20 Jul 2023 00:03:00 +0000 <a href="https://mint.intuit.com/">Mint</a>/<a href="https://www.youneedabudget.com/">YNAB</a> do a good job of seeing where money went, Personal Capital/Wealthfront do a good job of seeing where to put your money. But what does it all mean in terms of how far away a person is from Financial Independence given their individual circumstances? Seems like most of the software out there today makes things more complicated, which makes it even harder to have confidence that you're on the right track.<div><br></div><div>Also frustrating that a given amount of money is hard to relate to what it will actually get you in terms of real-world benefit, given your own tastes and habits.</div> 3 points posted by ben_miller /problems/306-how-far-away-is-financial-independence-personalfinance-analysis 306 Fri, 24 Sep 2021 16:15:00 +0000 I work in the insurance industry as a software engineer, and I see that our underwriters and business analysts don't have machine learning tools they can readily use to investigate their own hypotheses related to factor analysis in particular.<div><br></div><div>Machine learning tools that can provide this kind of analysis are too complex for regular business people to use. As a result, they rely on analytics departments or outside agencies to do this analysis for them. Sometimes, they pay large amounts of money for analysis that they could do themselves if they had tools they understood.</div><div><br></div><div>I believe that underwriters, business analysts, small business owners and others should be empowered to use machine learning to do factor analysis, identify potential key performance indicators, and evaluate things like surveys to find relationships in their data.</div> 3 points posted by dmsweetser /problems/301-machine-learning-is-too-complex-to-use-machinelearning-analysis 301 Sat, 18 Sep 2021 18:03:00 +0000