needgap, create startup ideas by solving problems http://needgap.com Submit problems for startups to solve for building startup ideas and creating products which people want. Mon, 23 Nov 2020 08:55:00 +0000 Health insurance for sick and disabled #insurance #disability I recently learnt that the top health insurers in my country are denying policy for the sick and disabled; <a href="https://abishekmuthian.com/insurers-are-putting-the-lives-of-sick-and-disabled-at-risk-during-covid-19-pandemic/">putting the lives of sick and disabled at risk during COVID-19 pandemic</a>.<div><br></div><div>As an entrepreneur I understand the risk faced by insurers, but then again such risk is part and parcel of their business model. But, denying someone a policy since they have X disease when they could offer them a coverage for rest of the ailments with a waiting period for coverage of X disease <b>is not keeping up with the progress of medical science</b>; especially when the Govt. guidelines suggests you to do the same.<br><br><i>Hence, there is a need gap for an insurer who cares about sick, disabled and has ethical policies which are developed in parallel to the progress in medical science</i>.<br><br>Do you know such insurer, have opinions about how such insurer should be or want to build one yourself? I understand that the subject of health insurance differs widely according to the country and their health policy.<br><br></div> 2 points posted by Abishek Muthian /problems/145-health-insurance-for-sick-and-disabled-insurance-disability 145 Sat, 08 Aug 2020 05:02:00 +0000